This question can be answered by reviewing your policy or asking your insurance agent. Many insurance companies have historically covered mold damages prompted by water line breaks or flooding.

Mold damages caused by condensation from inadequate or improperly installed insulation, elevated indoor humidity conditions or maintenance negligence may not be covered by your policy.

Note: In light of the growing number of mould damage claims being filed, numerous property insurance carriers are now revising their policies to include language that limits or eliminates payments to mould related claims. Often times, it is best not to alert your insurance provider until it is absolutely necessary. We can provide same day mold testing in Niagara for home and business owners and privide you with information before you make a call to your insurance company.


Learn everything about mold:

What is mold?
How does mold grow?
What does mold smell like?
Is mold a concern?
How do you kill mold?
Can I clean mold?
Can I paint over mold?
How to stop mold growth
How serious is a mold problem?
What kind of mold do I have?
Why should I have mold tested?
Mold health problems
Mold removal costs
Does insurance cover mold?